We are a team of entrepreneurs that has been priliveged to witness the fintech market's
development throughout the past decade.
Grow VC Group2009
Grow VC Group was founded in 2009 in Hong Kong to offer new solutions for investment and lending
Innovating Co-Investments2009 - 2012
We launched the world's first equity crowdfunding service in 2009.
In 2010 we piloted innovative, technology-driven co-investment models and collaborations between
retail investors and Private Equity and Venture Capital funds in South-East Asia.
Crowd Valley, Inc.2012
With this experience and the sophisticated technology that we had built, and following our senior team's
influential discussions with securities regulators globally, we spun out Crowd Valley, Inc in 2012 to focus on
providing a new online investing and lending infrastructure for the emerging digital finance market.
API-First Cloud Back Office2012 - 2015
In 2015, having served over 80 platforms in 17 countries, we published the world's first API based on
our Cloud Back Office to allow developers around the world to build innovative, modern and secure
We also opened up our Certified Partner Program to help development agencies to
build out their own fintech experience.
Developing Fintech Ecosystem2015 - 2016
As the market continued to develop we saw the launch of new digital banks, real estate finance marketplaces,
peer-to-peer lending services and SME finance platforms. But we also saw how some of the world's largest and
most established financial services institutions had come to recognize the value of streamlined, digital
financial workflows, implementing the best online services in areas such as payments, Know-Your-Customer (KYC),
Anti-Money Laundering (AML), credit scoring, accounting, and identity verification.
In 2016 a collaboration
between the world's leading investment banks and government funds in a $1.4bn securitized offering was managed
in our Cloud Back Office.
Sophisticated Applications2016 - 2017
By the end of 2017, with hundreds of platforms now being built and launched around the world from California to Japan, we had seen
international lender transform its cost of capital within months, a bank's new SME investment platform onboard
tens of thousands of clients online within days, and multi-million dollar real estate properties funded within
And in the meantime we noticed how the development of cloud-based security paradigms, the increasing
availability of structured online data, and the emergence of artificial intelligence techniques were helping
our customers to become more sophisticated in their approaches to building this new generation of finance services.
We also saw how the new trend in Initial Coin Offerings and the use of cryptocurrencies were already starting to have
an impact on investment strategies from top to bottom of the financial services industry.
At the start of 2018, now known as Difitek, we were thrilled to announce the next iteration of the company's Cloud
Back Office, our Distributed Finance Platform, built on serverless technologies for the greatest possible security, scalability and
robustness, and featuring its Intelligent Connectivity Layer which allows for unprecidented sophistication in developing
the online workflows that are the basis of the world's most innovative fintech applications.
The Future of Finance2018 - Present
2018 sees new enterprise partnerships and a deeper focus on training data as a true enabler in access to capital and financial
We invite innovative institutions to see how they could transform their own sectors by using
modern approaches and practices in digital financial services.
Difitek is headquartered in San Francisco, with offices in New York, London and Hong Kong.
Crowd Valley, Inc does not engage in the offer, sale or transfer of securities and securities may not be offered, sold or transferred via this website. Securities may not be offered or sold in the United States absent (i) registration under the U.S. Securities Act of 1933, as amended (the Securities Act) or (ii) an available exemption from registration under the Securities Act. Please consult legal counsel in the appropriate jurisdiction before offering, selling or buying securities as registration under the Securities Act or similar state legislation may be required.
Please note that the provision of the information on this website does not create and is not intended to create a relationship between Crowd Valley Inc. and any other person. You are not and should not regard yourself as being a client or customer of Crowd Valley Inc. and must not expect Crowd Valley Inc. to have any duties or responsibilities to you, act for you or your clients, or be responsible for providing protections afforded to customers or yourselves or be responsible for advising you in any respect.